Disability Insurance

More workers purchasing disability insurance on their own.
The Wall Street Journal (1/20, Mathews) reports that more and more workers are purchasing disability insurance on their own since fewer employers are providing the benefit. Data show that only 48% of firms provided the benefit in 2009, compared to 59% in 2002. As a growing number of consumers purchases disability insurance, experts caution that the policies can be confusing, and urge workers to read the fine print carefully to ensure that certain conditions, such as mental illness, are covered.